Sunday, November 23, 2014
Health Benefits Home
Health Benefits Contact
Summary of Benefits & Coverage
Plan Benefits Comparison
Plan Costs Comparison
County POS Plan
County EPO Plan
Kern Legacy Health Plan
Employee Assistance Program
Retiree Health Benefits
Customer Service Phone Numbers
24-Hour Advice Nurse
CAO Health Benefits Division ♦ 1115 Truxtun Ave, 5th Floor ♦ Phone: (661) 868-3182 ♦ Email:
Health Plan Info
Rates & Dates
Policies & Notices
Group medical coverage is provided to eligible employees and their eligible dependents. Employees may choose between four plans.
Coverage includes a prescription drug benefit that allows employees to obtain covered prescriptions at discounted rates from participating pharmacies.
The prescription drug benefit may also include a mail-service component that allows employees to acquire covered prescriptions at an even greater discount.
See also Dental Plans and Vision Plan
Plan Comparison Charts
Summary of Benefits and Coverage
Medical Plan Benefits Comparison Chart (PDF)
Dental Plan Benefits Comparison Chart (PDF)
Plan Costs Comparison Chart (PDF)
Medical Plan Web Sites (including prescription drug coverage)
County of Kern EPO (administered by Managed Care Systems)
County of Kern Point of Service (POS) Plan
Kaiser Permanente HMO Plan
Kern Legacy Health Plan EPO
Employee Assistance Program (EAP)
Employee Wellness Program (EWP)
♦ NEW! Health Benefits Employee Contribution Rates 2015 (PDF)
♦ Health Benefits Employee Contribution Rates 2014 (PDF)
♦ Health Benefits Coverage Periods (PDF)
♦ Benefits Coverage End Date (PDF)
♦ COBRA Health Benefits Rates 2015 (PDF)
♦ COBRA Health Benefits Rates 2014 (PDF)
Additional Voluntary Benefits Information (PDF)
Employees have additional benefits and programs available through payroll deduction. These options are made available to employees merely as a convenience and
are not endorsed or guaranteed by the County. The County of Kern makes no recommendation nor assumes any responsibility for the accuracy or reliability of the product selected.
Some voluntary benefits are portable and/or convertible, meaning you can keep the coverage should your employment with the County terminate. You should contact the administrator
of the particular program for portability/convertibility information.
KERN$FLEX - Flexible spending plans that allow eligible employees to pay for dependent care, un-reimbursed medical expenses, certain voluntary benefit insurance premiums
and employee health benefit (medical/dental/vision) contributions on a pre-tax basis through payroll deduction. Sign-up or manage your account at
Questions on active Flexible Spending Accounts should be directed to Administrative Solutions, Inc (ASi) at (866) 777-1320.
CHIMIENTI & ASSOCIATES (877) 733-1670 OR www.electmybenefits.com
These voluntary benefits offered as part of the Kern$Flex benefit program and can be deducted on a pre-tax basis through the
Kern$Flex plans: Short Term Disability Coverage, Accident Plan, Cancer Plan, and the Kern$Flex Flexible Spending Accounts.
You can also choose to purchase any of the three insurance plans above with post-tax payroll deductions, at your option.
There are other voluntary benefits administered by Chimienti & Associates that can be payroll deducted, but only on a post-tax
basis and are not part of the Kern$Flex plans: Group Term Life and Universal Life, Lifetime Benefit Term Life, Critical Illness Coverage, Long Term Disability Coverage,
Hospital Indemnity Plan, and LegalGuard with Identity Theft Restoration Program.
WALTER MORTENSEN & ASSOCIATES (661) 834-6222
Voluntary benefits administered by Walter Mortensen and Associates can be deducted through payroll but only on a post-tax
basis and are not part of the Kern$Flex plans: Auto, homeowners, dwelling fire, umbrella, motorcycle, motor home, and disability products
(contact Walter Mortenson Insurance for more information).
MILLS & MARLING (661) 324-1772
Voluntary benefits administered by Mills & Marling that can be payroll deducted, but only on a post-tax basis and are not
part of the Kern$Flex plans: New York Life Insurance products (contact Mills & Marling for information).
Other insurance products and benefit programs may be available through your employee union, contact information for your union is available on the
CAO Labor Relations page.
Information on employee benefits NOT administered by Health Benefits (such as Deferred Compensation and Retirement) can be found at
2015 COBRA Rates (PDF)
2014 COBRA Rates (PDF)
A Federal Law, usually called COBRA, requires that most employers sponsoring group health plans offer employees and their families
the opportunity for a temporary extension of health coverage (called "continuation coverage") at group rates in certain instances where coverage under the plan
would otherwise end. Employees covered by the County's health benefits programs have a right to choose this continuation coverage if they lose health insurance coverage
because of a reduction in hours or the termination of employment for reasons other than gross misconduct.
Additional COBRA Information (PDF)
Original Signatures Required on Forms - Do Not FAX
♦ Flexible Spending Account Claim Form (PDF)
♦ County-Paid Life Insurance Beneficiary Designation / Name Change (PDF - updated 12/2008)
(PDF - updated 12/2009)
♦ Health Benefits Eligibility Policy
♦ Women’s Health and Cancer Rights Act (PDF)
♦ Medicare Part D Creditable Drug Coverage Notice
♦ Free or Low-cost Health Coverage to Children and Families - CHIPRA Notice
Customer ServicePhone Numbers
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